I always leave for work at 4:25 a.m. give or take 5 minutes, yet the Drivewise data shows that I usually leave for work about 20 to 30 minutes earlier than that, and I have seen the time vary as much as an hour earlier than the actual, putting me in the highest risk classification of driving hours. Just go about living life as though everyone else had telescopes and loved watching only you. Do the math!! i cant believe i have a thing hanging in my truck that no one knows what it is or how it works The app runs in the background of your phone as long as: Geo-location services are enabled.. We may receive compensation from our partners for placement of their products or services. Sadly, I agree thats the driving type they are encouraging. I think not. I mean, insurance is expensive and youve got to save where you can. Laura Walker After reading comments such as these and others that claim the device damaged including the customer agreement. to cash back, Snapshot could be a better option. An A grade gets you 5%? allstate drivewise device non return fee - gokceuysal.com If you park a vehicle with a battery this small and leave the module plugged in, it would take over a year for it to deplete the battery, if nothing else is going on. The customer will benefit from Drive Wise if: Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. Drivewise was contacted and I was told I would have the check in 2 weeks. later you go in the house, turn on your computer, sign in to drive wise. SO,,, for you to say Drivewise is happy to help. And we constantly review our criteria to ensure were putting accuracy first. We have a prius which tends to have hard grabbing brakes since the braking energy is used to charge the car and that seems to make the app worse in false braking events too. For the inconvenience of you helping them survey drivers, they give you a small discount. Shall be yet again incessantly in an effort to look into fresh discussions. they told me,, you can save 30%. When I first heard about that programI was thinking I would never use it because they might bump up my rate! But in the past year+ the phone app now hangs and crashes so you can't even do anything with it, worthless. All of the program information was given in the enrollment email and it is VERY clearly outlined. he said if i end up with 11 or however many percents it adds on to the 10 percent so it would be 21 percent discount. Example, hard braking may register if you drive a manual auto. My mileage for that period is 1398.5 of that this is the breakdown lowest risk 199.4 miles, low risk 960 miles, moderate risk 244.1 miles, no high risk miles. If something unavoidable happens, as a later post mentioned, Drivewise is happy to help. A Red Ventures company. If you are not happy with the device take it out of your cartruck and pay the rates that everyone else pays. A real scam!!! No one at DriveWise customer service can give a straight answer even to an agent in their own company! I was humiliated, endlessly, every day for over NINE MONTHS. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. There are bugs in this system. Statistically predicting driving habits that most often cause accidents is the way of our crowded future. Give them a call. When you purchase a Milewise policy, youll put down a deposit using a credit card. I notified Allstate of this and I got an email in return saying they would look into it, but thats been over a month ago so Im starting to think they just blew me off. The Drive Wise Enrollment Discount is 10% per vehicle per policy period. Sure I give them room after but what can you do when someone jumps in from another lane and stops short? The fact of getting 10% for signing up is grateful. The hard breaking requires slowing at least 10 mpg in one second. My insurance cost went from $436.00 to $969.52 with the company I had before all state. apparently loyalty goes only one way. Allstates Milewise program measures your trips using a plug-in device to track miles so you can reserve your mobile devices battery while driving. Rewards include local offers, gift cards, merchandise and other rewards. i called them and said what the hey. See, thats the stupid shit Im talking about. This article may contain references to some of our advertising partners. There is a special on Defensive Driving right now The two are similar. These things are way too Big Brother for me, discount or not! Ummm what the heck? DriveWise, much like Progressives Snap Shot, and State Farms Idrive is a telematic device you plug in your car to reward drivers that score high in certain performance categories. You might be able to get affordable Allstate Drivewise auto insurance, but you wont know the price until after the monitoring process while running the program. What if I slammed the brakes so I didnt hit another car? TOO MANY DAMN LAWSUITS, LAWYERS SUING FOR PAIN AND SUFFERING WHICH IS COVERED UNDER YOUR BODILY INJURY LIMITS. Why, because I drive sometimes at night, and hit the brakes. swerve away from the kid? The more quotes you compare, the more chances to save. However, you can counter these adverse effects I have not seen anything that says what my future savings will be yet, but even if its a little bit, I guess I wont complain, but it is a bit misleading. We have it in my husbands truck only as it would not fit in my car as I have a new car and the plug is behind a door so it doesnt fit. I have not had a ticket for anything in over 20 years. i was backing to where i park one minute before turning off the key. Call me paranoid, thats fine. Since we began Drivewise, at my insistence weve also paid the premium as a lump sum, avoiding an added $10 / month partial payment fee, though it sure seems like a lot of money for two cars driven a combined total of 3500 miles in a year. My Allstate rep told me shes been at her office for years -and in all the years she has worked for Allstate she had 1 lady get a 30% discount- she was 89 years old and drove 2000 miles a year! My word to any and all, when it comes to Allstate caveat emptor (buyer beware)! ONE VEHICLE.$163! The discount shows up on the premium. The device plugs into your cars dash, and the app remains running in the background on your phone, once you use your Allstate login to turn it on. If you have any questions or concerns, contact your local Allstate agency or the Drivewise Team at 1-844-679-2650. via drinking a glass of water every now and then. But I think the Progressive one was a little less sophisticated (or maybe not, I never saw the results) and I certainly didnt get any emails about my driving habits. Safe drivers receive discounts based on their tracked safe driving habits at renewal. Ive been saying this for years. Sounds like your agent did a bad job explaining. We are way past 1984. Im not back to work due to Covid, but when I do go back Ill be driving mostly during the high-risk time frame. Seriously? We received a message showing our discount that was 29% on 1 & 10% on the other. Drivewise from Allstate uses telematics to evaluate your driving. Allstate Drivewise and Milewise both measure data but they are functionally different. I did when I had progressive and I think I only saved 15% because at the time I was driving 30 miles to work during peak commuter hours. It seems like the why part of the equation should matter, doesnt it? If you'd rather walk away with cash in your pocket, give Drivewise a try. The program is corrupt and dosent work with all vehicles. I was surprised to see I could have saved $137 on a 6-month policy that gave me added coverage (glass and higher property damage). Just like Fitness Score being touted by health insurance companies. In my experience, most of the time when a customer isnt happy with the result, its due to bad explanations by agents. Unlike Progressive Snapshot, which uses telematics data to calculate the cost of your insurance rates, Allstate Drivewise will not increase your premium or negatively affect your rewards if you cannot meet the safe driving metrics. 17% savings is great, but the fact that driving between 11am and 10pm reduces your potential discount is laughable. So I have read these posts. read full answer i called allstate, complained about my hard braking, and other stuff about drivewise. 10% is enough to try it and 30% is even better IF I can get there. Someone hit me while I was sitting at a red light. Ive never paid such high car insurance before. Well imagine I work night shift as an RN, so yes I drive at times they do not like. I cant even IMAGINE what that thread would look like. I will email you again once I have more information. I also instructed them on driving through yards to avoid backing up. Each year an insurer has to collect enough premium to pay for claims and expenses. So basically I told him well I dont need it then as I stated previously I changed companies and it dropped it by just over $1000. It does not reduce your premium it gives the reward check back. This definitely rewards those that dont drive much such as retirees. And, we are a government facility for gosh sakes! I have Drivewise. They dont tell you about the gotchas until theyve already happened. Rather than griping on whatever site this is do something productive and switch companies but once again your rates WILL GO UP its just a matter of which company takes the leap first. There are five things you need to take into account to achieve optimum Hope this helps, The driver who has a better chance of getting in an accident isnt a new driver thats only been driving a year. i got an email saying they need more time. In short, its lousy that the discount was poorly explained to you, but look at the bright side you are getting a 17% discount you didnt have before and its because of how well you drive. Its the mental picture you might have of how you think you gaze to others. Available in most states (double-check with your Allstate insurance agent). You are lucky to have 17%. I feel like I should get a discount inside an insurance pool that also insures people with higher risks that are controllable. two days ago i got 3 extreme braking in my driveway, in reverse, all in one minute n one minute before turning the key off when i stopped. They were the first lender in the market who same with someone cutting you off to turn right in front of you. Drivewise is a free Allstate program that measures your driving. hitType: "event", The whole program is a crock of shit. Check to make sure the Caps Lock on your keyboard is not on when entering your login information. Im totally pissed. I think a lot of people might have reacted this same way. Are you sure they said you would get a 30% discount and not up to 30%? Rates increase based on general rate increases, accident surcharges etc. E-mails, phone calls, more e-mail, more phone calls. Its not rocket science. Holly!!! Leaving work in the afternoon is the same way, with times showing that I left work way earlier than I would ever even consider. As premium goes up I asked my agent told me that it will not affect my rates at what so ever. Sorry =(. Regarding Drivewise, the last I heard they were having people use it on their phone with an app. Im also finding myself rolling through stop signs so I dont hard break. So its risk factor. You could perform horribly in each performance criteria and your rate would not increase due to DriveWise participation. I cant even afford to add renters insurance on my policy because I cant afford it! Yes 28%, when the highest is 30%. My year is almost up..in August before we left for vacation I was an A-now I am barely a B driver. Please allow me to sincerely apologize for any inconvenience you may have experienced. I live in Minnesota and the snow and ice has not been good to my discount! For the moment, unless the average premiums in your state or province is over 800-1000 per year, this type of program is hard to justify from a profits perspective. Huge discrepancies in premiums arise because of insurer filed rates that vary enormously. im canceling mine this week, had it for almost 5 months. While our one car is rated A+ in three categories, we are rated a C- overall because of the number of miles driven. Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. The fact that the program isnt all its cracked up to be doesnt surprise me either. My wife was getting a 21% discount, up until the policy 6month renewal, then it went down to 18%, however, that policy is also paid for 1 year and so now she still only gets the 10% discount.